September, 2014 Archives

Archives for September 2014

Banks accused of violating property owners’ rights over illegal break-ins

According to Illinois law, homeowners who default on their mortgage payments are allowed to stay in their homes until the foreclosure process is completed. If the occupant moves out before the foreclosure process is over, it is up to the bank to maintain the property. In many cases, the bank turns over these responsibilities to another company. In Illinois, Safeguard, a company that contracts with mortgage lending services, allegedly abused their responsibilities and had a case filed against … [Read more...]

Medicaid planning: The risks of doing it on your own

According to the Congressional Budget Office, research suggests that more than two-thirds of seniors over the age of 65 will need some type of assistance during the remaining years of their life to deal with a loss in their ability to function independently. Although the price of long-term care varies, LongTermCare.gov estimates that it costs: $6,235 a month for a semi-private room in a nursing home facility $21 an hour for the assistance of a home health aide $3,293 a month for care … [Read more...]

Tips on creating a good business pitch for customers

It could be said that the best salespeople do not actually sell but solve. Problems, that is. The heart and soul of effectively promoting a product or service is really all about getting customers to need and want it. The way to do that is to make them see that it does, or offers, something useful to them. Chicago companies of all sizes and types must find a way to help their salespeople drop the old-fashioned sales mentality and adopt the more profitable relationship creating approach. Do … [Read more...]

Prepare before buying real estate as an investment

Investing in real estate can be a highly profitable venture. However, before purchasing a piece of residential property, those interested in making this type of investment should carefully prepare to ensure it benefits them. Understand the property and the location  After finding a piece of real estate, future investors should check the condition of everything before signing a contract. For example, investors should turn on all of the appliances, check all of the light fixtures, and … [Read more...]

Proposed scheduling rules introduced for truckers ignites heated debate

All companies in Illinois that rely upon trucking as the means by which products are shipped to or from their locations should have a natural concern to stay abreast of major changes in the transportation industry. Certainly trucking companies, owner-operators and businesses that operate their own fleets find this to be an integral concern of their everyday operations. In July of 2013, the Federal Motor Carrier Safety Administration enacted new legislation that represented sweeping reform … [Read more...]

Trucking companies embracing natural gas vehicles to save money

The transportation industry may not be one of the most glamorous but it most certainly is one of the most important in our society. It is essentially transportation which allows Chicago grocery store shelves to be kept full and that gives consumers access to what they need and want, when they need and want it. Like any industry, the push to manage or reduce operational costs is ever-present whether for small owner-operators, large trucking companies or corporations with their own trucking … [Read more...]

Preparing your business for the new Affordable Health Care Act

Chicago is home to a plethora of businesses that spans many sizes and industries, all of which may be affected by changes in health care legislation. Small businesses in particular may have unique concerns when it comes to the new Affordable Health Care Act. Understanding exactly what this law requires them to provide to their employees, and what benefits or penalties they may be subject to is important. The U.S. Small Business Administration offers information that can help an individual … [Read more...]

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