When buyers in Illinois go to purchase a new home, a mortgage broker matches them with a lender who then provides them with a loan. One of the main benefits of working with a broker is that they have access to a variety of different mortgage lenders and can introduce buyers to the best possible interest rates and loan terms. However, it is essential that buyers look for three qualities in their broker to ensure that the partnership is beneficial. Has an understanding of the borrower’s … [Read more...]
Can I include my pets in my estate plan?
Posted on December 5, 2014 //
When a cat owner in California died, his family took the feline to a shelter to be euthanized. According to The Humane Society, an animal organization called BrightHaven stepped in to save the Siamese cat. Many pets whose owners die are not as lucky, as the Humane Society points out that as many as 500,000 animals end up in shelters when owners die or become incapacitated and there is no plan in place. For people in Illinois and across the country who have pets, it is important to note … [Read more...]
Changes coming to Illinois’ power of attorney law
Posted on December 4, 2014 //
According to the research group Purple Insight, older Americans strongly believe that doctors should strictly follow health care directives that a patient has put in place. The firm surveyed more than 1,000 adults who are 50 years or older, and roughly 25 percent of the participants stated that either they or a loved one has had a negative experience in which a physician administered either unwanted or unnecessary treatment. This survey clearly illustrates the importance of having a power … [Read more...]
The pros and cons of using business investors
Posted on October 28, 2014 //
When launching a new business in Illinois, entrepreneurs have several options to consider as means to fund their new enterprise. As with many things, there is no right or wrong way to obtain necessary funding as the decision can vary based on many criteria. Every business owner should evaluate the choices individually as making a fully informed decision is one of the most important parts of making the right decision. Understanding investor options There are three primary types of business … [Read more...]
How do you register a business in Illinois?
Posted on October 27, 2014 //
Starting a new business can be a very exciting venture for those involved. The process of setting up a new business can, however, seem complicated to some businesspeople especially when legal filings are required. There are many choices to make and no shortage of specific processes to complete. Following is a guide to help people understand the basics of how to get a new company registered and operational in Illinois. As indicated by the United States Small Business Association, one of the … [Read more...]
