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Regardless of your age, you should have an estate plan

Most people, if not all, can benefit from having rules and parameters in place for others to follow at the time of their death. These rules are called estate plans. While creating such a plan may be an uncomfortable thing for many to attempt and deal with, it is a vital part of maintaining one’s assets and preparing for the future. Regardless of a person’s age or wealth, these plans can make a big difference in how their loved ones fare when they pass away. … [Read more...]

Adhering to The Illinois Vehicle Code for commercial vehicles

In 2010, The University of Illinois at Chicago released its annual report on traffic stops in Illinois. The report stated that over 2.3 million traffic stops were made in the state. About 20 percent of those stops were for equipment issues such as a non-working taillight, window tint that was too dark or the vehicle was in violation of the state’s code. For owners of commercial fleets, an equipment violation could mean thousands of dollars in fines, the necessity of pulling the vehicle … [Read more...]

Proving cargo loss

Shippers in Chicago experience the financial sting of potential loss when their cargo does not arrive at its final destination or if it arrives damaged. State and federal law find that cargo companies are liable for most losses and they must pay to replace the items at full market value, unless the shipper agreed to a lower value for the load before the loss was sustained. In certain instances, however, carriers may claim that the cargo loss was out of their control in an attempt to reduce or … [Read more...]

New rules for foreclosures in Illinois

New Illinois foreclosure rules which went into effect last year, were put in place to assist and protect those who face foreclosure on their residential property. Tens of thousands of homeowners in Illinois are still facing the possibility of losing their homes to foreclosure a full six years after the housing market crashed. … [Read more...]

Avoiding Zombie Title Pitfalls

According to a 2009 -RealtyTrac study, foreclosure filings increased by more than 81 percent in 2008. This means that just over 860,000 families lost their homes when they were unable to keep up their mortgage payments. In Illinois, 32,000 homes were trapped in a situation where ownership of the home (and bills associated with said ownership) was unclear. … [Read more...]

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