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Which Type of Mortgage Is Right for You?

Homebuyers have many options to consider as they shop for a mortgage, including conventional, jumbo loans, government-backed mortgages, fixed-rate mortgages, and adjustable-rate mortgages. Finding the right one helps buyers make wise financial decisions as they shop for their home. It also helps them know how much home they can afford. 1. Conventional Mortgages A conventional mortgage is one that a buyer gets from a lender and that does not have any type of government backing. These can be … [Read more...]

Illinois POA: When You Need Someone to Make Healthcare Decisions

When a point comes that a person can no longer make their own healthcare decisions due to illness, mental health concerns, or injury, a Healthcare Power of Attorney, provides legal guidance to the medical professionals and family as to whom should make those decisions and what your wishes are. This document provides important protections to someone's family against having to make difficult decisions or fighting amongst each other. In Illinois, the Healthcare Power of Attorney is a critical part … [Read more...]

New Rule Puts an End to Pocket Listings in Chicago

A house model with for sale words under the frame With the implementation of the Private Listing Network, the National Association of Realtors hopes to effectively end the practice of pocket listings. When properties go on the market in the Chicagoland area, their listings get added to the multiple listing service, or MLS. From there, agents, brokers, and buyers may view the pertinent data in order to find suitable properties. Before the NAR’s new rule, however, some properties were withheld … [Read more...]

How to Find Out if You Were Named in a Will

A last will and testament file, stampers, a pen, and a pair of eyeglass on the table After the death of a loved one, people may learn through a notice from the estate executor or by searching out the information for themselves whether they were named as beneficiaries. When creating a last will and testament, testators may specify their beneficiaries, or those whom they want to inherit from their estates, and what they want each to receive. Even the most open and close-knit of families may not … [Read more...]

Why Chicago Real Estate Investors Are Moving On

Building construction work in a city center Future uncertainties arising from property taxes, the financial woes of the city and state, and challenges obtaining investors have pushed several Chicago-based real estate development firms to pursue projects outside the city. For the last decade, Chicago has experienced a construction boom. However, the market has recently seen a substantial drop in developers taking on new local projects; instead favoring builds in cities such as Nashville, … [Read more...]

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